Fuel Growth with AI-Powered Insights

Swipe offers an AI-powered intelligence platform that helps you grow your customer base and increase revenue by 2-3x. Expand capacity, identify premium clients, and advance financial health in a scalable and humanized way.

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Ai cash flow intelligence platform Swipe Credit

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Who this is for

Swipe Credit helps financial services companies increase their small business lending conversions and predictable revenue growth with an AI-powered solution designed to improve loan packet quality, expand your pool of eligible applicants, and streamline underwriting processes.

By leveraging Swipe Credit's advanced AI and user-friendly software, tailored specifically for your needs, you can grow your revenue, automate tasks, and deliver equitable solutions that strengthen customer relationships while achieving cost and time efficiencies.

This seamless integration with your existing core systems ensures optimal efficiency and a smoother workflow, propelling your business towards enhanced success and sustainability.

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BENEFITS

Transform Your Loan Application Process

Empower applicants to swiftly create precise and comprehensive loan applications, reduce errors and omissions with guided packaging, and speed up the underwriting process for faster approvals.

Optimize Loan Success with Strategic Readiness Scoring

Leverage tailored insights and personalized recommendations, including applicant readiness insights, to significantly enhance the probability of loan approval for each applicant.

Powerful AI System & Transaction Intelligence

Accelerate Revenue Growth and Underwriting Efficiency with Advanced Analytics

Unlock the full potential of your lending operations with pipeline analytics and an intuitive lender dashboard, streamlining the underwriting process for maximum efficiency.

AI Platform for Increased Revenue

Approve More Loans For New And Existing Clients

Increase Your Volume Of Instant Approvals

Drive More Business Through Your Online Channels

Using the correct systems is essential. However, the broken credit system remains a costly issue. Swipe is committed to solving this problem for lenders.

Core Concept

We are dedicated to promoting economic growth in communities around the world by providing responsible financing to millions of low to moderate-income small business owners. Our mission is to empower lenders with the necessary tools to build profitable relationships with this population group, helping entrepreneurs achieve their business goals and drive economic development. Through our cutting-edge technology and data-driven credit insights, we are promoting a more equitable economy for all.

Our Story

In response to the COVID-19 pandemic's devastating effects on our own family businesses, the company's founders were inspired to create a solution that would prevent other families from facing similar challenges. Our mission involves leveraging advanced AI technology to assist lenders in increasing their cash flow and profits, while simultaneously driving growth for underserved small businesses. By bringing together a team with diverse skills, including artificial intelligence, advanced predictive analytics, engineering, behavioral science, and lending expertise, we are driving fintech innovation aimed at enhancing revenue, profit, and customer impact.

Background

STEP 1

Identify if your small business customers are underserved

Old Way

You're focused on driving more business through your online channels and approving loans for underserved clients, but you lack a centralized database to track these efforts. To be more proactive in approving loans for both new and existing members, you need to move beyond legacy methods that may have overlooked potential customers. Your goal is to maximize the value of your practice without increasing risk, which means streamlining processes and finding innovative solutions to better serve your customers.

Old Result

By doing nothing, you risk missing out on profitable customers and only achieving periodic small wins. As a result, your revenue and margins are consistently lower than those of your peers, leading to continued underperformance. Without taking action, your firm will not command the maximum respect it deserves in the industry. To achieve your goals and increase your standing in the market, it's essential to implement new strategies and embrace innovation.

New Result

Your firm has achieved a 25% increase in approval rates while maintaining pricing that accurately reflects your value in the market. With new, more effective methods of customer-applicant loan qualification, you can confidently approve loans without fear of negative consequences. As a result, you're no longer losing business to competitors, and your return on investment (ROI) has improved significantly. With the value of your practice on the rise, you're well-positioned to achieve sustained success in the long term.

New Way

With access to a powerful new engine incorporating ten times more data, you can significantly improve your risk ranking across direct and indirect channels. This new technology will enable you to grow your revenue from existing clients and new customers, enabling a superior performance to that of your peers. By leveraging this innovative solution, you'll be able to stay ahead of the curve and ensure that you're making the most of all available opportunities.

Bottom Line

By uncovering new opportunities with existing clients, you can pave the way for increased profitability with new clients as well. Over time, this strategy will become your core methodology, resulting in sustainably higher profits that allow you to achieve your long-term goals. By taking a proactive approach to identifying opportunities for growth and building strong relationships with clients, you'll be well-positioned to maximize your success and establish a reputation for excellence in your field.

STEP 2

Maximize your ROI with improved qualification on the first interaction.

Old Way

In addition to asking potential new customers questions, you pull a credit check on the applicant. During this process, you take notes and gather information to develop personalized recommendations on how our firm can best serve customers' needs. Following the initial screening, you may schedule a follow-up call to discuss the customer’s financial information and provide further guidance, if necessary.

Old Result

By relying on outdated processes and failing to prioritize the needs of your clients, you’re missing out on key opportunities and wasting valuable time. Your intake forms are too lengthy and complicated, leading to client fatigue and lower closing rates. Additionally, your communication style often fails to resonate with our clients, leading to confusion and missed opportunities. Finally, by relying solely on a customer’s credit score for qualification, you’re accepting a high level of risk and potentially leaving significant amounts of money on the table. To ensure the success of your lending efforts, it is essential that you modernize your processes, prioritize client needs, and implement more effective methods of customer qualification.

New Way

You visually present your Swipe-powered company-branded landing pages to visually present critical questions to your LMI customers and applicants in a structured and engaging way. By leveraging cutting-edge software and analytics, you’re able to guide and protect our customers throughout the lending process. Your digital messaging is carefully crafted to be laser-focused and demonstrate our understanding of our customer’s needs. To ensure compliance and minimize risk, we conduct KYB verification and require customers to connect their accounts securely. By utilizing this innovative and efficient approach to lending, you're able to provide exceptional service to your clients while mitigating risk and maximizing profitability.

New Result

Your streamlined qualification and onboarding process enables you to effectively serve LMI customer applicants while minimizing the risk of missing out on high-quality customers. By making a powerful first impression and consistently delivering exceptional service, you can establish trust and build lasting relationships with your clients. You're also able to replicate this process with new customer prospects or existing clients who may be underserved, ensuring that you never leave money on the table. Through your comprehensive approach to customer qualification and onboarding, you can achieve sustainable profitability while providing critical support to your clients.

The Bottom Line

By capturing the essence of the customer’s needs and preferences from the outset, you're able to provide a customized and personalized lending experience that resonates with our clients. This approach not only improves your success rates and profitability but also strengthens our relationships with your customers and enhances our reputation in the industry. At the core of your approach is a commitment to understanding and meeting the unique needs of each individual customer, ensuring their long-term success and yours.

STEP 3

Streamline your customer qualification process to improve efficiency and effectiveness

Old Way

While it's important to convey your firm's expertise and value proposition, it's equally critical to clearly outline the requirements for becoming a client. Without setting a solid foundation of expectations and mutual respect, it can be challenging to attract the right clients and establish long-term, successful relationships.

Old Results

You have been turning away potential clients who may actually be a good fit for your services, resulting in missed opportunities. These clients may not fully understand your goal of helping them find the right financial product tailored to their needs and may see you as a commodity rather than a trusted advisor. As a result, they may feel that your services are too expensive, out of touch, or unresponsive, leading them to seek services elsewhere. This suggests a misalignment of expectations between your firm and these clients.

New Way

Using data and analytics, you quickly score potential clients to determine if they are worth pursuing. Within 90 seconds, you provide a tailored engagement with a payment link that creates a seamless sign-up experience. By automating the entire process with user-friendly technology, even your assistant can handle it. With a cloud-based system that can scale with your firm, you streamline the process, eliminating multiple steps and the need to chase customers for payment.

New Results

By streamlining your sales process, you're now able to close deals and receive payments in minutes. You can efficiently vet customers in the morning and start working with newly signed clients in the afternoon. Your clients see you as a savvy professional and trust you, which leads to higher conversions and increased referrals. By redeploying the time you've saved into client service, you're able to delight your clients and improve their satisfaction.

Bottom Line

By digitizing your engagements and automating your payments, you can create a streamlined and efficient experience for your clients. This approach not only increases your client acceptance rate but also sets the foundation for a strong and valuable relationship.

Option 1 - vs - Option 2

OPTION 1: Build Internally Yourself

Option one involves attempting to create a flawless qualification, onboarding, and sales system on your own, but this approach has several drawbacks. Firstly, you may spend countless days pursuing potential clients for new business, with no guarantee that they will fully comprehend the value of your services or that they are solely focused on the cost. If your approval rate isn't increasing by at least 25%, then there may be an issue with your existing processes.

Furthermore, you'll need to create a suitable engagement letter, verify that all necessary information has been obtained, and hope that your prospects have been truthful about their financial transactions. After this, you'll need to draft and send out the engagement, get your clients to sign it, and promptly receive payment. If it's a recurring payment, you'll have to set up an automatic payment system that transfers money to your bank account on a regular basis.

This is a challenging path that is difficult to abandon.

OPTION 2: Utilize Our Credit Software

Revolutionize your lending process with Swipe AI Platform for Increased Revenue: the proven revenue-accelerating loan qualification platform exclusively designed for lenders. From the first customer interaction to getting paid directly to your bank account, Swipe has got you covered.

Say goodbye to time-consuming paperwork and hello to finding the right high-quality customers with real-time, AI-driven qualification that always hits the mark.

Featured in Market Watch, CBS News, AJC, and many other publications, Swipe offers a repeatable customer qualification solution that yields scalable revenues for your firm. With Swipe, you can vet and onboard new accounts in minutes, get them signed up and receive automatic recurring payments every month.

The easiest and most effective way to grow your business.

Again, this is for

Small business lenders in search of predictable revenue growth. Swipe Credit empowers you to expand your company's reach and increase profit margins within 30 days by capitalizing on your customer’s insights.

Testimonials

State 1: Close Rate 20%

State 2: Close Rate 75%

Time Frame: 2 Months

Result: $40K in Net New Revenue

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“The Swipe Credit software is so simple to use. The detail and thoroughness are amazing! It’s simplifying not only my practice but my life. It has been a blessing to my business.” - Margaret C.

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State 1: $18K

State 2: $64K

Time Frame: 5 Months

Result: 3X Revenue

“The program is inexpensive and offers a lot of value for your dollar. It’s a user-friendly true cloud-based solution that allows my team to stay on top of everything easily.”- Ben F.

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BENEFITS

Committed to security

Your data is encrypted by 256-bit TLS encryption. We manage our production environment with AWS tools. Our Data processing environment adheres to the requirements of the GDPR , SOC2 and CCPA.

How It Works

AI-Powered Streamlining

Swipe Credit is a cutting-edge financial tool that leverages advanced AI technology to streamline the qualification process for small business customer applications. It simplifies your qualification procedures, saving you valuable time and effort. By doing so, it enables you to focus on what truly matters – growing your business and increasing your profits.

Cash Flow Optimization

With Swipe Credit, you'll experience a noticeable boost in revenue. It helps you identify opportunities to increase sales and expand your customer base. This results in more money flowing into your business without the hassle of manual tasks.

Real-Time Insights

Additionally, Swipe Credit provides invaluable insights into the financial situations of your small business clients, allowing you to make informed decisions on the fly. This enhanced financial control ensures that you always have comprehensive insights into your customers, leading to greater stability and growth.

So let’s summarize this offering

Engagements and billing system
Bonus: Free 1-hour strategy call

Limited to just 50 spots for this program

AI-based qualification & onboarding platform

Personal coaching and feedback

Sales pipeline tracking system

Ready to see results?

Click “Get Started” to fill out a brief questionnaire and speak to someone on our team about how you can increase conversions, access new high-value credit clients, and boost your profit.

Get Started

FAQs

At Swipe, we offer the financial services industry the most comprehensive and data-driven LMI borrower market intelligence platform in the world, designed to:
Grow your customers
Grow your profit
Reduce your costs
Grow your insights
We help commercial banks, community banks, credit unions, insurance companies, brokerage firms, investment banks, planning firms, CPA firms, and mutual funds discover critical LMI borrower insights using big data and an easy-to-use online data platform.
Yes, you can pay monthly for your account. Choose the monthly option in your account settings, and you will be able to pay on a per-month basis. The monthly plan is not discounted, so if you are looking to save, we recommend the yearly plan.
Our pricing is based on two variables: the feature plan you’d like to use and the number of users on the platform. Once you’ve decided on the feature plan and users, choose your preferred subscription payment: month-to-month or annual. Payment is made in one upfront installment (so if you purchase a plan for one year, you will pay for one year upfront).
Our extensible platform scales with your business and pre-built integrations with top alternative payment methods (APMs) allow you to give borrowers more ways to pay while turbocharging your growth. Accept payments simply and securely with Swipe Payments, our all-in-one, enterprise-grade payment solution, or keep your existing payment processor through a simple gateway integration.
Swipe Payments, our native payment stack, supports all major card brands and offers simplified reporting, reconciliation, settlement, and fee structures.
Swipe has an open payment platform, meaning we integrate with top payment service providers, allowing you to keep current payment-related reporting and reconciliation with your PSP.
We provide data and intelligence for financial services asset-based loans, cash flow loans, trade financing, and lending activities such as advancing funds or credit and collecting funds.
We offer detailed table format-based visualization of borrower's transaction details. You can filter our data by over 100 different parameters.
There are several ways to access our data and intelligence:
We have built a world-class online data platform that makes it easy to filter, search and select the data you need quickly. You can also leverage our powerful yet simple visualization tools like graphs and spider charts to promptly see the insight you are looking for and understand large data sets at a glance.
You can also easily download our data from the platform with a mouse click in CSV. Quickly generate lists for marketing, sales, or any data project that requires using Excel or your in-house data processing technology. Our visual graphs and charts are downloadable as CSV, PNG, JPEG, and PDF. PDF documents make it easy and fast to create your own personal, powerful presentations for your team, clients, investors, and prospects.
We have built a robust REST API that allows your technical or data team to connect your in-house data platforms directors to our servers. Once set up, this API connection will enable you to quickly access our data on a scheduled, automated basis while storing the data in the schema and platform you require.
We are a “ Saas” business, otherwise known as the “ Software as a Service” business. This means that we license our software to you for a fairly priced monthly subscription. Then, you get access to our technology and data online in seconds from the comfort of your office.
Our areas of coverage are within the United States, Canada, and Europe. We are expanding to cover additional geographic regions soon. Contact us today by clicking here to request more details about our road map to expand to new areas of operations.
Yes. Swipe Professional Services is a white-glove solution that offers lenders access to project managers, integration services, training, education, and testing, as well as ongoing, dedicated support post-launch.
Before Go-live
Your dedicated Project Manager will guide you through the complete implementation process, provide a project plan, and oversee all steps to get you up and running smoothly.
Your Technical resources will provide consulting and best practices on your specific integration with Swipe using our API or pre-built Plugins. We offer various levels of service depending on your specific needs.
Your dedicated Customer Success Manager is involved during the implementation phase and will provide education and training sessions as well as Q&As to help you get familiar with Swipe.
After Go-live
Your Customer Success Manager will always be your dedicated point of contact and strategic partner, available to review your Swipe performance, advise on new products and features, and more.
The Customer Support and Education teams will assist with any Swipe questions and provide self-service tools that can be accessed via Zendesk or the Swipe Support Center.
Yes, by choosing a yearly plan, you will receive an 20% discount.

We research, mine, clean, process, and publish dozen of data sets. EVERY data set has a unique update schedule. The update frequency of every dataset depends on the source the data set comes from and the techniques used to extract or process the data.
To learn more about when our data sets are updated, click here to get started with a free consultation.
We understand that each organization is unique, requiring specific features to support its workflows and projects. If you need help choosing the right plan for you, select the Get Started button on the pricing page, and a sales team member will contact you to help.
You can schedule yourself directly on our calendar for a free consultation to discuss your business needs and to answer your questions. Click here to get started.
One of our Business Development Managers will assist you with a free demonstration of our product, and you will have the opportunity to choose the plan that suits your needs best. Once we have worked out the exact products and services you need, we will schedule an “ onboarding meeting” with one of our Customer Success Managers, who will walk you through getting started. During this meeting, we will train you and your team and provide you with your user name and password.
The entire process typically takes two phone calls, but we can get you started in less than an hour if you want to move quickly!
Our data science team is well aware that our customers are concerned with four key factors:

Do we have the data they need?
Do we have data in our client's area of operation?
Is the data complete?
Is the data accurate?
At Swipe, we have gone to great lengths to "quality assure" our data sets. This means we have a detailed data cleaning process and "ETL pipeline" where we extract, transform, and load raw data from multiple sources into a staging server. This process includes importing data from its raw form and source, merging data sets, rebuilding missing data, standardizing the data scheme, removing duplications, verifying and enriching data sets, and loading it into our online data platform.
You can rest assured that our data science team spends countless hours combing through every single data point using advanced data cleaning techniques using Python coding best practices. Finally, we grade the data to know where problem areas are present and publish these findings to our clients monthly. This way, you get access to clean, accurate, and trustworthy data.
The data, insights, and intelligence we provide is invaluable for every financial services company, consultants , and investor to make better business decisions.
Not a problem! We built our easy-to-use data platform to give non-technical users the ability to gain powerful insights from complex hard-to-access data sets.
We searched far and wide to hire the best-in-industry product managers and user experience designers to build a world-class online software platform that anyone can use. Limited to no training is required to get started and you will be up and running as soon as you get your user name and password. Log into our online platform, and you’ll be up and running instantly.
Accessing needed information online from the comfort of your office chair ( or wherever you can access the internet) has never been easier.
Gone are the days of overly complicated data analysis tools that require teams of data analyst, data scientists, and developers. You can generate beautiful graphs and reports by yourself. We make it EASY to impress your boss, colleagues, and clients with beautiful presentations and powerful knowledge while evoking the jealousy of your competition.
Just in case you still need help or have questions ( about anything), we offer every client their very own personal Customer Success Manager. You will have unlimited Customer Support via phone and chat Monday through Friday from 9:00 a.m. EST until 6:00 p.m. EST.
Schedule a call with us and a member of our team will contact you to discuss how Swipe can improve the overall experience for your LMI borrowers.
>Increase lending decision certainty by 100%.
>Gain a competitive advantage over your competition.
>Negotiate better deals.
>Access dozens of hard-to-find and difficult-to-obtain data sets all in one easy-to-use online platform.
>Discovery of multi-million dollar market trends found nowhere else in the world in minutes.
>Turn millions of data points into easy-to-understand market intelligence with simple graphs and visual reports giving you million-dollar insights.
>Save months and years of research to find needed answers to critical business questions.
>Conserve resources and energy by relying on trusted big data experts.
If you’ve paid for a yearly subscription in the last 30-days and need to cancel your account, you are entitled to a prorated refund. We will automatically refund you the remaining balance from your original purchase. Simply cancel the account from the Admin section, and your account will be automatically refunded. If you have any questions, you can always reach out to support@exploreswipe.com