Get Paid Faster.
More money in. Less chasing. More growth.
Swipe Credit does the outreach, chases what's owed, and keeps the work moving — you approve what matters.
Know where the money stands — and what to do next.
Want Swipe Credit to help handle it?
Example view. Your own numbers appear only after you connect your business data.
Business credit and capital readiness views are in development. Swipe Credit AI does not guarantee financing, approval, credit-score improvement, or funding.
Getting the yes is hard. Getting paid shouldn't be.
Your business already works hard to win customers. Swipe Credit AI keeps outstanding money visible, reduces repetitive administration, and helps protect cash flow.
Money owed
Keep outstanding payments clearly visible.
Get paid faster
Reduce the time between completed work and payment.
Protect cash flow
See where attention may be needed before issues grow.
Money coming in
Understand collection outcomes over time.
Save time
Reduce repetitive administrative work.
What you see depends on the business data you connect. Swipe Credit AI does not collect, hold or move money on your behalf.
Making money is only half the job. Keeping it is the other half.
Where's my money going?
See spending patterns clearly, in one place.
What's costing too much?
Spot expenses and charges that deserve a second look.
What can I stop paying for?
Surface potential savings you can decide on yourself.
What should I keep?
Understand which costs are actually working for your business.
Built for businesses that are going somewhere.
Whether you're serving customers, managing a crew, delivering contracts, or preparing for your next stage of growth, Swipe Credit helps you understand the money behind the business.
Your business, this morning.
Open your phone. Everything is already sorted. What matters most is at the top.
The everyday work, always moving.
Swipe Credit keeps watch across your money, customers, and schedule — and brings the right thing to your attention.
$12,400 waiting
in overdue invoices across 3 customers.
$840 in potential savings
found across recurring expenses this month.
14 customers
may be ready to buy again.
Payroll is due Friday
and your cash position looks healthy.
You are not running your business alone anymore.
Watches. Tells you. Helps handle it.
Watches
Keeps an eye on what's happening across your business.
Tells
Shows you what deserves your attention.
Helps
Gives you clear next steps.
You decide how much SC can do.
SC can watch your business, recommend what to do, and help you get the work done — always within the permissions you choose.
"Alert me before cash gets tight."
SC watches your balances and warns you early.
"Help me follow up on overdue invoices."
SC prepares reminders and waits for your approval.
"Ask before taking important actions."
SC only acts on what you've explicitly allowed.
You set the rules. SC works within them.
You don't need more data. You need to know what to do next.
Clear priorities, in plain language — with the reason behind each one.
An invoice is past due
It has been open longer than this customer usually takes to pay.
What you can do: Follow up with the customer today.
A subscription charge went up
This month's amount is higher than the previous months.
What you can do: Review the charge and decide whether to keep it.
A repeat customer went quiet
They used to order regularly and haven't recently.
What you can do: Reach out and check in.
Payroll is coming up
A known payment is due before expected money arrives.
What you can do: Plan cash for the week ahead.
You stay in control. Swipe Credit AI shows what deserves attention — you decide what happens next.
Why business owners choose Swipe Credit AI.
Other tools stop where the work begins. We start where the work matters.
0+ owners run their money this way.
Restaurants, contractors, clinics, and family businesses — finding money that was already theirs, and deciding faster because of it.
Ridgeline Construction
"Swipe Credit AI found $47K in unbilled change orders in our first month. It paid for itself in a week."
Northgate Family Health
"We finally know which services actually make money. Our cash flow stopped being a monthly panic attack."
Sunset Grove Retail
"It's like having a CFO in my pocket. I make decisions in minutes that used to keep me up all night."
Your next customer may already know you.
Growth usually starts with the customers you already have. Swipe Credit AI helps you see where the next conversation is worth having.
Customers worth another conversation
See where a outreach may create revenue.
Repeat business you may be missing
Spot customers who used to buy and stopped.
Patterns in what sells
Understand what your best customers actually buy.
Opportunities hiding in your numbers
Surface trends that deserve your attention.
Most owners don't have a revenue problem. They have a visibility problem.
"I found 4 opportunities that could save your business approximately $840 this month."
See My Savings — Upgrade to Pro+ →Made for the businesses that carry their communities.
You already do the hard part. Swipe Credit AI makes sure the money follows.
- Certified MBEs
- Women-owned businesses
- Family businesses
- Government contractors
- Construction
- Restaurants
- Healthcare
- Retail
- Professional services
- Transportation
- Main Street businesses
Make more. Get paid. Keep more. Get capital.
Swipe Credit does the everyday work that helps your business grow — you stay in control.
Make money → collect money → keep more → strengthen the business → access more opportunity → grow again.
Need money to grow?
Understand where your business stands, what may be holding you back, and what to improve before pursuing capital.
See your readiness → strengthen your position → prepare for opportunities.
Capital readiness tools are in development. Swipe Credit AI does not guarantee financing, approval, credit-score improvement, or funding.
For the owners who never stop showing up.
You work harder than anyone. You pour everything into your business. But somehow, the money doesn't add up, the hours run out, and the big decisions land on your shoulders alone.
Big companies have CFOs, analysts, and advisors. You've had a spreadsheet and a gut feeling. We built Swipe Credit AI to change that — a real advisor for real businesses, especially the ones the financial system has overlooked for too long.
- ✓Work delivered, money still not in the account
- ✓Invoices sitting past due while bills come first
- ✓Hours every week chasing what you already earned
- ✓Hidden costs quietly eating your margins
- ✓Big decisions made on a gut feeling at 11pm
Give every business owner — especially minority-owned businesses — the same financial intelligence the Fortune 500 has taken for granted for decades.
Same business. Different position.
Built for owners who carry the whole thing.
This is for owners who are already earning and want to keep more of it. If you want a bookkeeping ledger, or software that moves money on your behalf, this isn't that.
What changed, in their words.
Before and after, told through the numbers owners care about most.
Illustrative examples. Figures shown are representative and not a promise of results.
Change orders and small billables were slipping through the cracks every single week. The owner knew money was leaking — he just couldn't find it in time.
In the first 14 days, Swipe Credit AI surfaced 41 unbilled change orders and 3 clients who were 60+ days past due.
"This is the CFO I could never afford to hire. It found real money in my first month — and it hasn't stopped since."— David R., Owner
The Corner Sportsbar
"Every decision comes with a reason and a number now."
Northgate Family Health
"For the first time, I run my practice like a business."
Outcomes, not features.
The numbers business owners actually care about.
Businesses Served
Revenue Opportunities Identified
Hours Saved For Owners
Invoices Recovered
Funding Readiness Improvement
Contracts Supported
What changes for you.
More of the money you earned reaches your account. Less of your week disappears into chasing it.
Get paid
Keep outstanding money visible so your team can focus on getting paid while remaining in control.
Get customers
Find and follow up on opportunities that can grow revenue.
Get capital
Understand where your business stands and what to strengthen before pursuing funding. Capital readiness tools are in development.
Keep more
See where money is going, improve cash visibility, and reduce unnecessary leakage.
Stay booked
Keep appointments, jobs, and customer outreach moving.
Keep marketing moving
Maintain consistent customer outreach and marketing activity as supported connections roll out.
Know your numbers
Plain-English visibility into cash, money owed, obligations, revenue, and business health.
Get it done
Swipe Credit helps handle routine work while you approve what matters.
Get paid faster. Stay in control.
Get paid faster
Swipe Credit AI helps keep outstanding money visible so your team can focus on getting paid while remaining in control.
Your own numbers appear only after you connect your business information.
Protect cash flow
See where attention may be needed before small issues become larger problems.
Clear guidance replaces another complicated dashboard.
Sample dataSave time
Reduce repetitive administrative work and keep your team focused on higher-value activity.
More time for customers, quality, and growth.
Sample dataStay in control
Human approval and customer control remain central to the experience.
Swipe Credit cannot collect, hold, transfer, settle, or move your money.
Sample dataKeep outstanding money visible. Spend less time chasing payments.
Reduce the administrative burden of collections while keeping every meaningful customer decision in your hands.
Outstanding customer balances remain clearly visible.
Routine administrative effort is reduced so your team can focus elsewhere.
Shown only when a trusted payment source confirms the payment.
Works with the tools you already use.
Connect in minutes. Read-only and bank-grade secure. Nothing to migrate, nothing to reinstall.
Don't see your tool? We add new connections every month.
Your business deserves enterprise-level protection.
The same security standards Fortune 100 banks and insurers rely on — now protecting your business. You focus on growing. We handle the rest.
256-bit encryption
Bank-level AES-256 protects your data in transit and at rest.
Read-only bank connections
Swipe Credit AI can see your numbers — never touch your accounts.
Multi-factor authentication
Every login is protected by an additional verification step.
Continuous monitoring
24/7 monitoring for anomalies, access, and infrastructure health.
Secure cloud infrastructure
Hosted on trusted enterprise-grade cloud with hardened access controls.
SOC 2 Type II — Coming Soon
Independent audit in progress. We already operate to SOC 2 practices today.
Read-only by design
Swipe Credit AI can analyze your finances,
but it cannot move your money.
We connect to your accounts through the same trusted infrastructure your bank uses — one direction only. No transfers. No payments. No exceptions.
No hidden fees · Cancel anytime · No long-term contracts · Your data stays yours
You've probably thought this.
Straight answers to the questions every business owner asks first.
"AI connected to my bank account?"
It can analyze your finances — but it cannot move your money. Every connection is read-only.
"Will this replace my accountant?"
No. It helps your accountant by organizing your business and surfacing opportunities they can act on.
"I'm too busy for another tool."
That's exactly why Swipe Credit AI exists. It does the work of watching your business, so you can focus on running it.
"My business is too small for this."
It was built for Main Street. If you send invoices, pay bills, or want to grow — it works for you.
"What if I already use QuickBooks?"
Swipe Credit AI connects to QuickBooks and gets smarter with it. Keep your books where they are.
"How fast can I see value?"
Once your accounts are connected, you'll see what's owed to you and where money may be leaking right away. What turns up depends on your business.
Begin free. Upgrade only when the value is obvious.
No card to start. No pressure to move faster than your business does.
Know what's happening in your business.
- ✓Connect 1 financial account
- ✓Daily business health snapshot
- ✓Cash monitoring
- ✓Basic cash-flow alerts
- ✓Expense monitoring
- ✓Invoice monitoring
- ✓Weekly business report
- ✓SC Business Money Profile
No credit card required.
Know what to do — and get help doing it.
- ✓Everything in Free
- ✓Multiple connected accounts
- ✓Daily money recommendations
- ✓Know what's coming in and going out
- ✓Find opportunities to make more
- ✓See where you could spend less
- ✓See what's still owed to you
- ✓Support for routine customer follow-up
- ✓Clear visibility into outstanding invoices
- ✓Your full business team
- ✓Custom business rules
- ✓Customer control and approvals
- ✓Advanced business insights
- ✓Ask SC
One recovered invoice or unnecessary expense could pay for months of SC.
Money you've already earned doesn't collect itself. Every week without visibility is another week it sits somewhere else.
There's no urgency script here. Only the plain fact that the sooner you can see what's outstanding, the sooner you can decide what to do about it.
SC Business
Starting at $250/month. For growing businesses that want more automation, multiple users, advanced controls, and higher usage limits.
Learn About SC Business →- Multiple users
- Multiple locations
- Advanced automation
- Custom AI rules
- Approval controls
- Advanced compliance monitoring
- Full AI activity history
- Priority support
Ready for bigger opportunities?
Better visibility into your business can help you prepare for larger customers, supplier opportunities, government contracts, and the next stage of growth.
Outcomes you can expect.
Most owners can start in one sitting and see useful business information the same day.
- •
Fast start
Begin free in minutes, with no credit card required.
- •
Secure access
Read-only connections, bank-grade encryption, and multi-factor login keep you in control.
- •
Clear money visibility
See cash, money owed, expenses, and growth opportunities in plain English.
- •
Useful guidance
Understand where attention may be needed without another complicated dashboard.
- •
Confident decisions
Act on clearer business information while your money stays yours.
No credit card · Cancel anytime · Your data stays yours
Run your business
with confidence.
You'll see what you're owed, where cash flow needs attention, and where your business has room to grow — before your first coffee.
Sample data shown for illustration.
Answered plainly.
No fine print, no pressure. If something here isn't clear, a person will answer it.
Still have questions?