Your money. Your business. The way it should work.
See what needs your attention, where your money is going, and what could help your business grow — all in one place.
Your business, this morning.
Open your phone. Everything is already sorted. What matters most is at the top.
Your AI business team, always on.
SC keeps watch across the parts of your business that affect your money, time, and growth — and brings the right thing to your attention.
$12,400 waiting
in overdue invoices across 3 customers.
$840 in potential savings
found across recurring expenses this month.
14 customers
may be ready to buy again.
Payroll is due Friday
and your cash position looks healthy.
You are not running your business alone anymore.
Watches. Tells you. Helps handle it.
Watches
Keeps an eye on what's happening across your business.
Tells
Shows you what deserves your attention.
Helps
Gives you clear next steps.
You decide how much SC can do.
SC can watch your business, recommend what to do, and help you get the work done — always within the permissions you choose.
"Alert me before cash gets tight."
SC watches your balances and warns you early.
"Help me follow up on overdue invoices."
SC prepares reminders and waits for your approval.
"Ask before taking important actions."
SC only acts on what you've explicitly allowed.
You set the rules. SC works within them.
Here's what SC saw. Here's what SC recommends.
No black boxes. SC shows its work — so you always know why.
Collect your $4,800 outstanding invoice.
- Checking balance$8,450
- Payroll due Friday$6,200
- Outstanding invoice$4,800
- Cash riskElevated
Why business owners choose Swipe Credit AI.
Other tools stop where the work begins. We start where the work matters.
0+ business owners are growing with Swipe Credit AI
From restaurants to contractors to family-owned clinics — owners are finding money they didn't know they had, and making smarter decisions every day.
Ridgeline Construction
"Swipe Credit AI found $47K in unbilled change orders in our first month. It paid for itself in a week."
Northgate Family Health
"We finally know which services actually make money. Our cash flow stopped being a monthly panic attack."
Sunset Grove Retail
"It's like having a CFO in my pocket. I make decisions in minutes that used to keep me up all night."
Money hiding inside your business.
Every business is leaking revenue somewhere. Swipe Credit AI finds it and hands you the shortest path to collect it.
Money you've already earned
Find revenue that hasn't reached your account yet.
Costs you may not need
Surface spending and potential savings.
Customers worth another conversation
See where a follow-up may create revenue.
Opportunities hiding in your numbers
Spot patterns that deserve your attention.
Most owners don't have a revenue problem. They have a visibility problem.
"I found 4 opportunities that could save your business approximately $840 this month."
See My Savings — Upgrade to Pro+ →We understand how your business actually works.
Whether you run a food truck, a family clinic, a construction crew, or a growing professional practice — Swipe Credit AI speaks your language.
One place to see everything that matters.
While you run your business, we run the numbers. Cash, customers, collections, inventory, marketing — every part of your business, working together in one place. Getting sharper the longer you use it.
For the owners who never stop showing up.
You work harder than anyone. You pour everything into your business. But somehow, the money doesn't add up, the hours run out, and the big decisions land on your shoulders alone.
Big companies have CFOs, analysts, and advisors. You've had a spreadsheet and a gut feeling. We built Swipe Credit AI to change that — a real advisor for real businesses, especially the ones the financial system has overlooked for too long.
- ✓Cash flow that keeps you up at night
- ✓Hidden costs eating your margins
- ✓Growth plans without a roadmap
- ✓Never enough hours in the day
- ✓Opportunities you never see coming
Give every business owner — especially minority-owned businesses — the same financial intelligence the Fortune 500 has taken for granted for decades.
Alone in the dark, or with an advisor by your side.
You've earned this. Now let's build on it.
What happens when the numbers finally work for you.
Change orders and small billables were slipping through the cracks every single week. The owner knew money was leaking — he just couldn't find it in time.
In the first 14 days, Swipe Credit AI surfaced 41 unbilled change orders and 3 clients who were 60+ days past due.
"This is the CFO I could never afford to hire. It found real money in my first month — and it hasn't stopped since."— David R., Owner
The Corner Sportsbar
"Every decision comes with a reason and a number now."
Northgate Family Health
"For the first time, I run my practice like a business."
Outcomes, not features.
The numbers business owners actually care about.
Businesses Served
Revenue Opportunities Identified
Hours Saved For Owners
Invoices Recovered
Funding Readiness Improvement
Contracts Supported
Outcomes you can feel in your bank account.
Stop wondering where your money went
See exactly where every dollar came from and where it's going — no surprises at month-end.
Know exactly what to do today
The one thing that will move your business forward, ranked and ready every morning.
Recover money you already earned
Late invoices, missed charges, forgotten follow-ups — surfaced so you can go get it.
Get paid faster
Smart, respectful follow-ups that turn 41-day invoices into paid invoices.
Sleep better
Wake up knowing cash is safe, payroll is covered, and nothing important slipped through.
Win more contracts
Show up as the most prepared, most credible business in the room.
Prepare for funding
Walk into any lender meeting with the numbers already on your side.
Grow with confidence
Every decision backed by your own data — not a gut feeling at 11pm.
Save hours every week
No more midnight spreadsheets. Your books, your priorities, already sorted.
Build business credit
The profile lenders, partners, and buyers want to see.
From signup to first insight in one afternoon.
Create Your Account
Sixty seconds. No credit card. Just your name and your business.
Securely Connect Your Business
Bank-grade encryption. Read-only access. Link QuickBooks, Stripe, or your bank in minutes.
AI Analyzes Everything
Cash flow, revenue, receivables, spending. In hours, not weeks.
Receive Your Growth Plan
A personalized, ranked roadmap for the exact next moves that will grow your business.
Grow With Confidence
Track progress, get new opportunities weekly, and make every decision with data behind it.
Works with the tools you already use.
Connect in minutes. Read-only and bank-grade secure. Nothing to migrate, nothing to reinstall.
Don't see your tool? We add new connections every month.
Your business deserves enterprise-level protection.
The same security standards Fortune 100 banks and insurers rely on — now protecting your business. You focus on growing. We handle the rest.
256-bit encryption
Bank-level AES-256 protects your data in transit and at rest.
Read-only bank connections
Swipe Credit AI can see your numbers — never touch your accounts.
Multi-factor authentication
Every login is protected by an additional verification step.
Continuous monitoring
24/7 monitoring for anomalies, access, and infrastructure health.
Secure cloud infrastructure
Hosted on trusted enterprise-grade cloud with hardened access controls.
SOC 2 Type II — Coming Soon
Independent audit in progress. We already operate to SOC 2 practices today.
Read-only by design
Swipe Credit AI can analyze your finances,
but it cannot move your money.
We connect to your accounts through the same trusted infrastructure your bank uses — one direction only. No transfers. No payments. No exceptions.
No hidden fees · Cancel anytime · No long-term contracts · Your data stays yours
You've probably thought this.
Straight answers to the questions every business owner asks first.
"AI connected to my bank account?"
It can analyze your finances — but it cannot move your money. Every connection is read-only.
"Will this replace my accountant?"
No. It helps your accountant by organizing your business and surfacing opportunities they can act on.
"I'm too busy for another tool."
That's exactly why Swipe Credit AI exists. It does the work of watching your business, so you can focus on running it.
"My business is too small for this."
It was built for Main Street. If you send invoices, pay bills, or want to grow — it works for you.
"What if I already use QuickBooks?"
Swipe Credit AI connects to QuickBooks and gets smarter with it. Keep your books where they are.
"How fast can I see value?"
Most owners see their first revenue opportunity within 48 hours of connecting.
Start free. Upgrade when SC starts finding you money.
Free forever. Pro+ when you're ready to let SC advise and help handle the work.
Know what's happening in your business.
- ✓Connect 1 financial account
- ✓Daily business health snapshot
- ✓Cash monitoring
- ✓Basic cash-flow alerts
- ✓Expense monitoring
- ✓Invoice monitoring
- ✓Weekly AI business report
- ✓SC Business Health Score
No credit card required.
Know what to do — and get help doing it.
- ✓Everything in Free
- ✓Multiple connected accounts
- ✓Daily prioritized recommendations
- ✓Cash-flow forecasting
- ✓Revenue opportunity detection
- ✓Expense optimization
- ✓Invoice intelligence
- ✓AI-generated customer follow-ups
- ✓Automated invoice reminders
- ✓Your full AI Business Team
- ✓Custom business rules
- ✓Approval workflows
- ✓Advanced business insights
- ✓Ask SC AI Advisor
One recovered invoice or unnecessary expense could pay for months of SC.
SC Business
Starting at $199/month. For growing businesses that want more automation, multiple users, advanced controls, and higher usage limits.
Learn About SC Business →- Multiple users
- Multiple locations
- Advanced automation
- Custom AI rules
- Approval controls
- Advanced compliance monitoring
- Full AI activity history
- Priority support
AI infrastructure for organizations — and the businesses they serve.
Govern AI, support business portfolios, and deploy intelligent financial experiences at scale.
Five steps to confident decisions.
Most owners finish in one sitting. From signup to your first insight in under an hour.
- 01
Create your free account
Under 2 minutes. No credit card. You're in.
- 02
Connect your business, securely
Read-only. Bank-grade encryption. Multi-factor login. Your money stays yours.
- 03
Your AI advisor gets to work
We analyze your cash flow, invoices, customers, and expenses — instantly.
- 04
You'll see your Business Health Score
One clear number. You'll know exactly where your business stands today.
- 05
You'll know what to do next
Money to collect. Follow-ups to make. Decisions to make with confidence.
No credit card · Cancel anytime · Your data stays yours
Run your business
with confidence.
You'll know where every dollar is. You'll know which customers to call. You'll know what to do next — every morning, before your first coffee.
Everything you might be wondering.
Still have questions?